Why are you broke?! “I just bought a new hot tub with all the frills!!! This is why I’m broke…” “I’m broke because I keep buying things for my house to keep up with the neighbors. Home ownership is so annoying.” “I’m broke because my current job pays terribly. But I start my new job at Hubbard on the 8th!” “I’m broke because I spend all my money on beer and ice cream. Somehow I’m still not fat!”